Who’s the Best Candidate for Buying an Annuity?

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Annuities benefit individuals in their 50s and 60s the most, since they are closer to retirement and looking to save additional income toward their nest egg. While it is okay to invest in this financial product at a younger age, annuities may not be as profitable as investing in mutual funds or bonds. Young investors have a stronger risk tolerance and more opportunity to invest in products with a higher rate of return.

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