Retirees With a Guaranteed Income Are Happier & Live Longer

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Retirees who are surrounded by their family and friends – and who also have a substantial check coming in every month for the rest of their lives – are much happier, according to a study published in The Wall Street Journal several years ago. They also live longer, studies show.

That makes sense because the number-one worry of retirees is running out of money.  Individuals who have a set income for life remove a great deal of stress from their lives.

Retirees used to get enough money from Social Security and a traditional pension. But few employers now provide pensions, putting the onus of saving on the employee. Social Security payments equal only about 40 percent of the average wage earner’s pre-retirement income.

How can you get additional guaranteed income?

Annuities provide an often overlooked solution. Most offer an option for guaranteed lifetime income. Many also let you name a joint income recipient so that your spouse can also receive a guaranteed lifetime income.

Research shows that annuities provide both psychic and financial benefits. Retired annuity owners feel more confident they’ll be able to afford their preferred retirement lifestyles – even if they live to age 90 or older – than retirees who do not own an annuity, according to a LIMRA Secure Retirement Institute study.

An annuity offers a solution for creating long-term income security along with the happiness that goes along with that.

Once you’ve decided that an annuity is the right choice, then you can decide which type would be best.

There are many different types of annuities available in the marketplace today, so knowing how you plan to use the product, will help you to make the best choice.

Please let me know if you have any questions. I’m here to help! To your incredible FINANCIAL success! “RETIRE BEFORE YOU EXPIRE”

– SHATEKA Husser

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