It’s worth thinking about how different it will be in another 20 years. Beyond cultural and personal changes, we could see major economic changes that

Do you ever feel like you live in a completely different world than you did 20 years ago? It’s worth thinking about how different it

However, the rules of retirement are always subject to change. We’ve seen new retirement legislation in the last few years and could see more soon.

When we think of major retirement expenses, we often consider housing, healthcare, and that trip of a lifetime we’ve been dreaming about for years. But,

Practice makes perfect, but unfortunately, retirement isn’t something you can practice. It typically happens one time, and there may not be many opportunities to learn

With a Roth 401(k), your contributions are after-tax dollars rather than pre-tax dollars, and the withdrawals you make in retirement are not taxed as income.

If your employer offers a 401(k) account, you can make contributions to the plan with pre-tax dollars. Your investments grow on a tax-deferred basis, meaning

When we are extremely busy, the idea of unlimited free time is tempting. So, when people finally reach retirement and do not wake up to

Level 1: You have an Emergency Fund The first level of financial independence is getting out of the hamster wheel of living paycheck to paycheck.

Having a larger retirement income is great; having a larger tax-free retirement income is even better. Here are six ways you may be able to

We know that it’s important to protect our retirement savings from market corrections and inflation, but what about cyber criminals? Retirement account fraud is becoming

An annuity is a contract between you and an insurance company, whereby you give the insurer your premium dollars, and in return, the insurer guarantees

The popularity of fixed annuities has grown quite a bit recently, and it isn’t hard to figure out why. Tax deferral and guaranteed rates are

A recent study from the Secure Retirement Institute (SRI) has shown that consumers who are more educated about annuity products seem to have stronger feelings

If you decide that you have indeed suffered enough of the market’s mood swings, you may want to research fixed indexed annuities as a potential